Valuer – Gold Loan
IDFC FIRST Bank is hiring a Gold Loan Valuer for its Visakhapatnam Rural mandal location. The role involves assessing and valuing gold assets as part of the bank's gold loan process.
About the role
This position is with a leading private sector bank and is based in the Visakhapatnam Rural mandal. The selected candidate will be responsible for accurately valuing gold presented by customers seeking gold loans, ensuring assessments are conducted in line with the bank's policies and regulatory guidelines.
The role requires a sound understanding of gold purity, weight assessment, and market pricing to determine the correct loan-eligible value of pledged gold articles. Attention to detail, integrity, and adherence to compliance standards are essential qualities for this position.
Key Responsibilities:
- Evaluate and appraise gold ornaments and articles submitted by loan applicants
- Ensure valuations are accurate, transparent, and consistent with internal guidelines
- Maintain proper documentation of all valuation activities
- Coordinate with branch staff to support smooth gold loan disbursement processes
Candidates with prior experience in gold valuation, jewellery assessment, or a related field are encouraged to apply. This is an opportunity to be part of a growing retail banking operation in the Visakhapatnam Rural mandal region.