Credit Risk and Home Loan Officer – HDFC BB (Kutch, Gujarat)

The employer is looking for a motivated professional to join their team in Kutch, Gujarat, in a role centered on credit risk management and home loan business banking operations. The position offers an opportunity to contribute to a well-established financial services organization at the regional level.

Key Responsibilities

• Managing credit risk assessments for home loan and business banking portfolios
• Supporting the end-to-end processing and evaluation of home loan applications
• Coordinating with internal teams and customers to ensure smooth loan disbursement and compliance
• Monitoring portfolio quality and flagging potential risk concerns in a timely manner

Candidate Profile

• Prior experience in credit risk, home loans, or business banking is preferred
• Strong understanding of lending norms, documentation requirements, and risk evaluation processes
• Ability to work independently and manage responsibilities across the Kutch region

This is a field-based opportunity suited to candidates who are familiar with the local market in Kutch and have a background in financial services or banking operations.