Credit Analyst – SME Institutional Credit
The employer is seeking a Credit Analyst to support SME institutional credit functions at their Delhi office, evaluating credit proposals and managing risk for small and medium enterprise clients.
About the role
The employer is looking for a Credit Analyst to join its SME Institutional Credit team based in Delhi. This role sits within the credit function and focuses on assessing and managing credit exposure for small and medium enterprise clients in the institutional segment.
The selected candidate will be responsible for evaluating credit proposals, conducting financial analysis, and ensuring that lending decisions align with the organisation's risk framework and credit policies. The role requires a strong understanding of SME business models and the ability to interpret financial statements accurately.
- Analyse credit applications and prepare detailed credit appraisal notes
- Assess financial health, repayment capacity, and risk profile of SME borrowers
- Coordinate with relationship and sales teams to facilitate timely credit decisions
- Monitor existing credit portfolios and flag early warning signals
- Ensure compliance with internal credit policies and regulatory guidelines
This is an opportunity to work within a well-established financial services organisation in a role that offers exposure to institutional SME lending and credit risk management.