Credit Analyst – SME Institutional Credit
The employer is seeking a Credit Analyst to join its SME Institutional Credit team in Delhi. The role involves evaluating and managing credit proposals for small and medium enterprise clients.
About the role
The employer is looking for a Credit Analyst to be part of its SME Institutional Credit division, based in Delhi. This position is suited to a detail-oriented finance professional with a strong grasp of credit assessment and risk evaluation in the SME lending space.
The selected candidate will be responsible for analysing credit proposals, assessing the financial health of SME borrowers, and supporting sound lending decisions in line with institutional credit policies. The role requires close collaboration with business and risk teams to ensure thorough due diligence on prospective and existing clients.
- Evaluate credit applications and financial statements of SME clients
- Prepare detailed credit appraisal notes and risk assessments
- Monitor portfolio quality and flag potential credit risks
- Coordinate with internal stakeholders to facilitate timely credit decisions
Candidates with relevant experience in credit analysis, particularly within the SME or institutional lending segment, are encouraged to apply. A background in finance, banking, or a related field is expected for this role.