Credit Analyst – SME Institutional Credit
The employer is seeking a Credit Analyst to join its SME Institutional Credit team in Delhi, evaluating credit proposals and supporting lending decisions for small and medium enterprise clients.
About the role
The employer is looking for a Credit Analyst to be part of its SME Institutional Credit division, based in Delhi. The role sits within the credit underwriting function and focuses on assessing financing requests from small and medium enterprise (SME) clients in the institutional segment.
The selected candidate will be responsible for conducting thorough credit appraisals, analysing financial statements, assessing borrower risk profiles, and preparing detailed credit notes for approval. The role requires close coordination with the sales and risk teams to ensure sound and timely credit decisions.
- Evaluate credit proposals for SME institutional clients
- Analyse financial statements, cash flows, and business models
- Prepare credit appraisal notes and present recommendations to credit committees
- Monitor portfolio quality and flag early warning signals
- Coordinate with internal stakeholders including sales, risk, and operations teams
This position is well-suited for professionals with a background in credit analysis, commercial banking, or financial services who have hands-on experience underwriting SME or institutional lending facilities.