Credit Analyst – SME Institutional Credit
The employer is seeking a Credit Analyst to support SME institutional credit operations, evaluating loan proposals and managing credit risk for business clients based in Delhi.
About the role
The employer is looking for a Credit Analyst to join its SME Institutional Credit team in Delhi. This role sits within the credit function and focuses on assessing and managing credit exposure for small and medium enterprise clients operating at an institutional level.
The selected candidate will be responsible for analysing credit proposals, conducting financial due diligence, and preparing detailed credit appraisal notes. The role requires a strong understanding of credit risk frameworks, financial statement analysis, and lending norms applicable to SME borrowers.
- Evaluate credit proposals for SME institutional clients
- Conduct thorough financial and risk analysis of borrower profiles
- Prepare and present credit appraisal reports to sanctioning authorities
- Monitor existing credit accounts and flag early warning signals
- Ensure compliance with internal credit policies and regulatory guidelines
This is a full-time position based in Delhi, suited to professionals with a background in credit analysis, corporate or SME lending, or financial risk assessment who are looking to grow within a structured and reputed financial services organisation.