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Credit Analyst – SME Institutional Credit

Posted 1mo ago
IndiaOnsite Full-time Any experience Competitive

The employer is seeking a Credit Analyst to evaluate and manage SME institutional credit portfolios. This role is based in Delhi and involves in-depth credit assessment and risk analysis.

About the role

The employer is looking for a skilled Credit Analyst to join its SME Institutional Credit team in Delhi. The selected candidate will be responsible for conducting thorough credit evaluations and supporting sound lending decisions within the institutional SME segment.

Key responsibilities include:

  • Analysing credit proposals and assessing the financial health of SME institutional clients
  • Evaluating risk associated with credit applications and preparing detailed credit appraisal notes
  • Coordinating with internal stakeholders to ensure timely processing of credit decisions
  • Monitoring existing credit accounts and identifying potential risks in the portfolio

The ideal candidate should possess a strong understanding of credit underwriting principles, financial statement analysis, and SME lending practices. Prior experience in a credit analyst or similar role within the financial services industry is expected.