Credit Analyst – SME Institutional Credit
The employer is seeking a Credit Analyst to evaluate and manage SME institutional credit proposals. This role is based in Delhi and involves credit assessment, risk analysis, and portfolio monitoring.
About the role
The employer is looking for a skilled Credit Analyst to join its SME Institutional Credit team in Delhi. The selected candidate will be responsible for analysing credit proposals from small and medium enterprises, assessing financial risk, and supporting sound lending decisions.
Key responsibilities in this role include:
- Evaluating credit applications and financial statements of SME institutional clients
- Conducting thorough risk assessments and preparing detailed credit appraisal notes
- Monitoring existing credit portfolios to identify early warning signals
- Coordinating with internal stakeholders to ensure timely credit processing and compliance
The ideal candidate will possess a strong understanding of credit underwriting principles, SME lending norms, and financial analysis. Relevant experience in a banking, NBFC, or financial services environment will be an advantage.