Credit Analyst – SME Institutional Credit

The employer is looking for a detail-oriented Credit Analyst to join its SME Institutional Credit team. This role focuses on assessing credit proposals, analyzing financial statements, and supporting sound lending decisions for small and medium enterprise clients.

The selected candidate will be responsible for conducting thorough credit appraisals, preparing detailed credit notes, and ensuring compliance with internal credit policies and risk frameworks. The role requires strong analytical thinking and a sound understanding of SME lending dynamics.

• Evaluate creditworthiness of SME borrowers through financial and risk analysis
• Prepare and present credit appraisal reports and recommendations
• Ensure adherence to regulatory guidelines and internal credit policies
• Coordinate with sales and risk teams to facilitate timely credit decisions

This is an on-site position based in Delhi, suitable for professionals with a background in credit analysis, banking, or financial services who are looking to grow within an institutional credit function.