Credit Analyst – SME Institutional Credit
The employer is seeking a Credit Analyst to support SME institutional credit functions from its Delhi office, evaluating credit proposals and managing risk for small and medium enterprise clients.
About the role
The employer is looking for a Credit Analyst – SME Institutional Credit to join its team in Delhi. This role sits within the institutional credit vertical focused on small and medium enterprises, and the successful candidate will play a key part in assessing and managing credit risk across this segment.
The Credit Analyst will be responsible for evaluating credit proposals, conducting financial analysis, and ensuring that lending decisions align with internal risk frameworks and regulatory guidelines. The role demands a thorough understanding of SME business models and the ability to interpret financial statements accurately.
- Analyse credit proposals for SME institutional clients
- Conduct detailed financial and risk assessments
- Prepare credit notes and present recommendations to senior stakeholders
- Monitor existing credit exposures and flag potential risks
- Ensure compliance with internal credit policies and applicable regulations
Candidates with prior experience in credit appraisal, corporate or SME lending, or a related financial services function are encouraged to apply. Strong analytical skills, attention to detail, and the ability to work in a fast-paced environment are essential for success in this position.