Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role involves overseeing credit assessment and risk management functions within the assigned area.
About the role
The employer is looking for a qualified professional to join its Retail division as an Area Credit Manager based in Delhi. This position plays a key role in managing credit operations and ensuring sound lending decisions across the designated area.
The selected candidate will be responsible for evaluating retail credit proposals, maintaining credit quality, and ensuring compliance with internal policies and regulatory guidelines. The role requires close coordination with sales and operations teams to support business growth while managing risk effectively.
- Oversee credit appraisal and approval processes for retail lending
- Monitor portfolio quality and take corrective action where required
- Ensure adherence to credit policies, risk frameworks, and compliance standards
- Collaborate with cross-functional teams to drive efficient credit decisioning
Candidates with a strong background in retail credit, risk assessment, and financial services are encouraged to apply. This is an opportunity to contribute to a dynamic and growing financial services organisation in a senior area-level credit role.