Area Credit Manager – Retail
The employer is looking for an Area Credit Manager for its Retail division, based in Delhi. This role involves overseeing credit assessment and risk management functions within the assigned area.
About the role
The employer is hiring an Area Credit Manager – Retail to join its team in Delhi. This position sits within the retail credit function and carries responsibility for managing credit appraisal, underwriting, and risk evaluation processes across the designated area.
The selected candidate will be expected to ensure credit decisions are made in line with established policies and risk frameworks, while supporting business growth objectives. The role requires close coordination with sales, operations, and risk teams to maintain portfolio quality and compliance standards.
- Credit assessment and underwriting for retail lending products
- Monitoring and managing area-level credit portfolio quality
- Ensuring adherence to internal credit policies and regulatory guidelines
- Collaborating with cross-functional teams to support business targets
This is a field-facing credit role suited to professionals with hands-on experience in retail credit management and a strong understanding of risk evaluation in a lending environment.