Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role focuses on managing credit assessment and risk functions within the assigned area.
About the role
The employer is looking for an experienced professional to join its Retail division as an Area Credit Manager based in Delhi. This position plays a key role in overseeing credit operations and ensuring sound lending decisions across the designated area.
The selected candidate will be responsible for credit appraisal, risk assessment, and portfolio management for retail credit products. The role requires close coordination with sales and operations teams to maintain credit quality while supporting business growth objectives.
- Evaluate and approve retail credit proposals in line with company policy
- Monitor portfolio health and flag early warning signals
- Ensure compliance with internal credit guidelines and regulatory norms
- Collaborate with cross-functional teams to streamline the credit process
This is a strong opportunity for a credit professional with relevant experience in retail lending who is looking to take on area-level responsibility within a well-established financial services organisation.