Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role involves overseeing credit assessment and risk management functions within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Retail to join its team in Delhi. This position sits within the retail credit function and carries responsibility for managing credit appraisal, underwriting, and risk evaluation processes across the designated area.
The selected candidate will be expected to assess loan applications, ensure adherence to credit policies, and maintain portfolio quality by identifying and mitigating potential risks. The role requires close coordination with sales and operations teams to support business growth while upholding sound credit standards.
- Credit appraisal and underwriting for retail lending products
- Monitoring portfolio health and managing delinquency within the area
- Ensuring compliance with internal credit policies and regulatory guidelines
- Collaborating with cross-functional teams to drive efficient credit decisions
This is an opportunity for a credit professional with a strong background in retail finance to take on a leadership role within a well-established financial services organisation operating out of Delhi.