Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. This role focuses on managing and overseeing retail credit operations within the assigned area.
About the role
The employer is hiring an Area Credit Manager – Retail to be based in Delhi. This position sits within the retail credit function and carries responsibility for credit assessment, risk evaluation, and portfolio management across the designated area.
The selected candidate will be expected to oversee the end-to-end credit underwriting process for retail lending products, ensuring adherence to internal credit policies and regulatory guidelines. The role requires close coordination with sales and operations teams to maintain a healthy credit portfolio.
- Manage retail credit appraisal and underwriting for the assigned territory
- Ensure compliance with credit policies, risk frameworks, and regulatory norms
- Collaborate with cross-functional teams including sales, collections, and operations
- Monitor portfolio quality and take proactive measures to mitigate credit risk
This is a field-facing leadership role suited to a credit professional with strong analytical skills and hands-on experience in retail lending. Candidates with a background in consumer or SME credit underwriting are encouraged to apply.