Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role involves overseeing credit assessment and risk management functions within the assigned area.
About the role
The employer is looking for an experienced professional to join its Retail division as an Area Credit Manager based in Delhi. This position is focused on managing credit operations and ensuring sound lending decisions across the designated area.
The selected candidate will be responsible for credit appraisal, risk evaluation, and maintaining portfolio quality for retail credit products. The role requires close coordination with sales and operations teams to support business growth while upholding credit discipline.
- Credit assessment and appraisal of retail loan applications
- Monitoring portfolio health and managing credit risk within the area
- Ensuring compliance with internal credit policies and regulatory guidelines
- Collaborating with cross-functional teams to drive efficient credit processing
This is an opportunity for a detail-oriented credit professional with relevant experience in retail lending to take on a leadership role in a well-established financial services organisation.