Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. This role focuses on managing and overseeing retail credit operations within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Retail to join its team in Delhi. The selected candidate will be responsible for managing retail credit functions and ensuring sound credit appraisal processes within the designated area.
The role requires a strong understanding of retail lending, credit risk assessment, and portfolio management. The candidate will work closely with sales and operations teams to evaluate credit proposals and maintain credit quality standards.
- Oversee retail credit appraisal and sanctioning within the area
- Monitor portfolio health and ensure adherence to credit policies
- Collaborate with internal stakeholders to support business growth while managing risk
- Ensure compliance with regulatory and organisational credit guidelines
Candidates with relevant experience in retail credit management and a sound knowledge of credit underwriting processes are encouraged to apply for this opportunity based in Delhi.