Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role involves overseeing credit assessment and management functions within the assigned area.
About the role
The employer is hiring an Area Credit Manager – Retail to join its team in Delhi. This position sits within the retail credit function and carries responsibility for managing credit appraisal and risk assessment processes across the designated area.
The selected candidate will be expected to evaluate retail credit proposals, ensure adherence to credit policies, and maintain portfolio quality within the region. The role requires close coordination with sales and operations teams to facilitate timely and accurate credit decisions.
- Credit appraisal and risk assessment for retail lending
- Ensuring compliance with internal credit policies and guidelines
- Portfolio monitoring and quality management
- Coordination with cross-functional teams including sales and operations
This is a field-based leadership role suited to a credit professional with hands-on experience in retail finance. Candidates with a strong background in credit underwriting and area-level credit management are encouraged to apply.