Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Noida, Uttar Pradesh. The role involves overseeing credit assessment and risk management functions for retail lending operations.
About the role
The employer is looking for an experienced Area Credit Manager – Retail to join its team in Noida, Uttar Pradesh. This position sits within the retail credit function and carries responsibility for managing credit appraisal and underwriting processes in the assigned area.
The selected candidate will be expected to evaluate retail loan applications, assess creditworthiness of borrowers, and ensure that credit decisions are aligned with the organisation's risk policies and regulatory guidelines. A strong understanding of retail lending products and credit risk frameworks is essential for this role.
Key responsibilities include:
- Conducting thorough credit appraisals for retail loan proposals
- Ensuring compliance with internal credit policies and external regulatory norms
- Coordinating with sales and operations teams to facilitate timely credit decisions
- Monitoring portfolio quality and flagging early warning signals
Candidates with a background in retail credit underwriting, risk assessment, or related financial services functions are encouraged to apply. This is an opportunity to contribute to a growing retail lending business in a senior area-level credit management capacity.