Area Credit Manager – Retail
The employer is hiring an Area Credit Manager for its Retail division, based in Noida, Uttar Pradesh. The role involves overseeing credit assessment and risk management functions for retail lending operations.
About the role
The employer is looking for an experienced Area Credit Manager – Retail to join its team in Noida, Uttar Pradesh. This position sits within the retail credit function and carries responsibility for managing credit appraisal and underwriting processes in the assigned area.
The successful candidate will be expected to evaluate retail loan applications, ensure adherence to credit policies, and maintain portfolio quality within defined risk parameters. The role requires close coordination with sales and operations teams to support business growth while upholding sound credit standards.
Key responsibilities may include:
- Assessing and sanctioning retail credit proposals within delegated authority
- Monitoring portfolio health and identifying early warning signals
- Ensuring compliance with internal credit policies and regulatory guidelines
- Collaborating with field teams to resolve credit-related queries and turnaround applications efficiently
Candidates with a background in retail lending, credit underwriting, or risk management and a strong understanding of the local market in Uttar Pradesh are encouraged to apply.