Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Noida, Uttar Pradesh. The role focuses on managing credit assessment and risk functions within the retail lending segment.
About the role
The employer is looking for an experienced Area Credit Manager – Retail to join its team in Noida, Uttar Pradesh. This position sits within the retail credit function and carries responsibility for overseeing credit appraisal and risk management activities in the assigned area.
The selected candidate will be expected to evaluate retail loan applications, ensure adherence to credit policies, and maintain portfolio quality standards. The role requires close coordination with sales and operations teams to facilitate timely and accurate credit decisions.
- Credit assessment and appraisal of retail lending proposals
- Ensuring compliance with internal credit policies and regulatory guidelines
- Monitoring portfolio health and managing credit risk at the area level
- Collaborating with cross-functional teams to support business growth
This is a field-oriented leadership role suited to a professional with a strong background in retail credit underwriting and risk management. Candidates with relevant experience in financial services or banking are encouraged to apply.