Area Credit Manager – Retail
The employer is hiring an Area Credit Manager for its Retail vertical. This role focuses on credit assessment and risk management within the retail lending segment.
About the role
The employer is looking for an Area Credit Manager – Retail to join its team. This position sits within the retail credit function and is responsible for evaluating, approving, and managing credit proposals in the assigned area.
The role involves credit underwriting and risk assessment for retail loan products, ensuring that lending decisions align with the organisation's credit policies and risk appetite. The incumbent will work closely with sales and operations teams to facilitate timely credit decisions while maintaining portfolio quality.
Key responsibilities include:
- Assessing and sanctioning retail credit proposals within delegated authority
- Ensuring compliance with internal credit policies and regulatory guidelines
- Monitoring portfolio health and flagging early warning signals
- Coordinating with field teams to support business growth while managing credit risk
Candidates with a background in retail credit underwriting, risk management, or related financial services functions are encouraged to apply.