Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail segment based in Delhi. The role focuses on managing and overseeing retail credit operations within the assigned area.
About the role
The employer is hiring an Area Credit Manager – Retail to join its team in Delhi. This position sits within the retail credit function and carries responsibility for credit assessment, risk evaluation, and portfolio management across the designated area.
The selected candidate will be expected to oversee the end-to-end credit appraisal process for retail lending products, ensuring adherence to internal credit policies and regulatory guidelines. The role demands close coordination with sales and operations teams to facilitate timely and accurate credit decisions.
- Manage retail credit underwriting and approval processes for the assigned area
- Ensure compliance with credit policies, risk frameworks, and regulatory norms
- Monitor portfolio quality and take proactive steps to mitigate credit risk
- Collaborate with cross-functional teams including sales, operations, and collections
This is a field-based leadership role suited to a credit professional with hands-on experience in retail lending. Candidates with a strong background in credit risk assessment and a thorough understanding of retail financial products are encouraged to apply.