Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role focuses on managing credit assessment and risk functions within the assigned area.
About the role
The employer is looking for an experienced professional to join its Retail Credit team in Delhi as an Area Credit Manager. This position sits within the retail lending vertical and carries responsibility for credit evaluation and risk management across the designated area.
The selected candidate will be expected to oversee credit appraisal processes, ensure adherence to underwriting policies, and work closely with sales and operations teams to maintain portfolio quality. A sound understanding of retail credit products and local market dynamics will be essential to succeed in this role.
Key responsibilities include:
- Managing end-to-end credit assessment for retail loan applications within the area
- Ensuring compliance with internal credit policies and regulatory guidelines
- Monitoring portfolio health and flagging early warning signals
- Coordinating with branch and sales teams to support business growth while maintaining credit discipline
Candidates with a strong background in retail credit underwriting and prior experience in a managerial or area-level credit role are encouraged to apply.