Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role involves overseeing credit assessment and risk management functions within the assigned area.
About the role
The employer is looking for a qualified professional to join its Retail lending team in Delhi as an Area Credit Manager. This position carries responsibility for managing credit underwriting and approval processes for retail loan products within the designated area.
The selected candidate will be expected to evaluate credit proposals, ensure adherence to internal credit policies, and maintain portfolio quality standards. The role requires close coordination with sales and operations teams to facilitate timely and accurate credit decisions.
- Credit underwriting and risk assessment for retail lending products
- Ensuring compliance with credit policies and regulatory guidelines
- Portfolio monitoring and quality management
- Collaboration with cross-functional teams including sales and operations
This is a full-time, on-site opportunity based in Delhi, suited to candidates with a strong background in retail credit management and a thorough understanding of lending risk frameworks.