Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role focuses on managing and overseeing retail credit operations within the assigned area.
About the role
The employer is hiring an Area Credit Manager – Retail to join its team in Delhi. This position sits within the retail credit function and carries responsibility for managing credit assessment and approval processes across the designated area.
The selected candidate will be expected to oversee retail credit portfolios, ensure adherence to credit policies, and support the business in maintaining healthy asset quality. The role demands a strong understanding of retail lending and credit risk management.
Key responsibilities include:
- Managing end-to-end retail credit appraisal and sanctioning processes
- Ensuring compliance with internal credit policies and regulatory guidelines
- Monitoring portfolio performance and managing delinquency within acceptable limits
- Coordinating with sales and operations teams to facilitate timely credit decisions
Candidates with relevant experience in retail credit management and a sound understanding of credit risk frameworks are encouraged to apply for this opportunity based in Delhi.