Area Credit Manager – Retail

The employer is looking for an experienced Area Credit Manager – Retail to join its team in Delhi. The selected candidate will be responsible for managing retail credit functions and ensuring sound credit underwriting practices across the designated area.

Key responsibilities include:

• Overseeing retail credit appraisal and sanctioning processes
• Ensuring adherence to credit policies and risk management guidelines
• Coordinating with sales and operations teams to facilitate timely credit decisions
• Monitoring portfolio quality and taking corrective actions where necessary

Candidates with a strong background in retail credit management, a thorough understanding of lending norms, and the ability to work in a fast-paced financial services environment are encouraged to apply. Prior experience in a similar area-level credit role will be an advantage.