Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division, based in Delhi. The role involves overseeing credit assessment and management functions within the assigned area.
About the role
The employer is hiring an Area Credit Manager – Retail to join its team in Delhi. This position sits within the retail credit vertical and carries responsibility for managing credit operations across the designated area.
The selected candidate will be expected to oversee credit appraisal, risk assessment, and portfolio management for retail lending products. The role demands close coordination with sales and operations teams to ensure sound credit decisions are made in line with company policy.
- Credit appraisal and underwriting for retail loan products
- Portfolio monitoring and risk management within the area
- Liaison with internal stakeholders to maintain credit quality
- Ensuring compliance with credit policies and regulatory guidelines
This is a field-facing managerial role suited to professionals with a strong background in retail credit and a thorough understanding of lending norms. Candidates with relevant experience in financial services or banking are encouraged to apply.