Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role involves overseeing credit assessment and management functions within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Retail to join its team in Delhi. This position sits within the retail credit function and carries responsibility for managing credit operations across the designated area.
The selected candidate will be expected to lead credit appraisal processes, ensure compliance with lending policies, and support business growth while maintaining portfolio quality. The role requires close coordination with sales and operations teams to facilitate timely and sound credit decisions.
- Credit assessment and appraisal for retail lending products
- Monitoring and managing the quality of the area credit portfolio
- Ensuring adherence to internal credit policies and regulatory guidelines
- Collaborating with cross-functional teams to meet business objectives
This is a field-facing leadership role suited to a professional with a solid background in retail credit underwriting and team management. Candidates with relevant experience in financial services or banking are encouraged to apply.