Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail segment based in Delhi. The role involves overseeing credit assessment and management functions within the assigned area.
About the role
The employer is hiring an Area Credit Manager – Retail to join its team in Delhi. This position sits within the retail credit vertical and carries responsibility for managing credit operations across the designated area.
The selected candidate will be expected to handle credit appraisal, risk evaluation, and portfolio oversight for retail lending products. The role demands a strong understanding of credit underwriting norms and the ability to work closely with sales and operations teams to ensure sound credit decisions.
- Credit assessment and appraisal for retail loan products
- Risk evaluation and portfolio monitoring within the assigned area
- Coordination with internal stakeholders to maintain credit quality
- Adherence to regulatory and internal credit policies
This is a field-facing leadership role suited to professionals with demonstrated experience in retail credit management and a thorough grasp of lending frameworks applicable to the Indian financial services sector.