Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role involves overseeing credit assessment and management functions within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Retail to join its team in Delhi. This position sits within the retail credit vertical and carries responsibility for managing credit operations across the designated area.
The selected candidate will be expected to lead credit underwriting and appraisal processes, ensure adherence to credit policies, and maintain portfolio quality within the region. The role demands a strong understanding of retail lending products and risk assessment frameworks.
- Oversee end-to-end credit evaluation for retail loan applications
- Ensure compliance with internal credit policies and regulatory guidelines
- Monitor portfolio health and take proactive steps to manage delinquencies
- Coordinate with sales and operations teams to facilitate timely credit decisions
Candidates with a background in retail credit management and a proven track record in a similar role are encouraged to apply. Strong analytical skills and the ability to manage a geographically spread portfolio will be key to success in this position.