Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role focuses on managing and overseeing retail credit functions within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Retail to join its team in Delhi. This position sits within the retail credit vertical and carries responsibility for credit assessment, risk evaluation, and portfolio management across the designated area.
The selected candidate will be expected to oversee the end-to-end credit appraisal process for retail lending products, ensuring adherence to internal policies and regulatory guidelines. The role demands strong analytical skills and a sound understanding of retail credit underwriting.
- Manage retail credit operations and underwriting within the assigned area
- Evaluate credit proposals and ensure timely, accurate decision-making
- Monitor portfolio quality and implement risk mitigation measures
- Collaborate with sales and operations teams to support business growth while maintaining credit discipline
This is a full-time opportunity based in Delhi, suitable for professionals with a background in retail credit management within the financial services or lending industry.