Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail segment based in Delhi. The role focuses on managing and overseeing retail credit operations within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Retail to join its team in Delhi. This position sits within the retail credit function and carries responsibility for managing credit assessment and approval processes across the designated area.
The successful candidate will be expected to oversee the end-to-end retail credit lifecycle, ensuring sound credit decisions are made in line with organisational policies and risk frameworks. The role requires close coordination with sales and operations teams to maintain portfolio quality while supporting business growth objectives.
- Manage retail credit appraisal and sanctioning within the assigned area
- Ensure adherence to credit policies, underwriting standards, and regulatory guidelines
- Monitor portfolio performance and take corrective action where required
- Collaborate with internal stakeholders to balance credit risk with business targets
Candidates with a background in retail lending or credit underwriting and a strong understanding of risk management practices are encouraged to apply for this opportunity based in Delhi.