Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role focuses on managing and overseeing retail credit operations within the assigned area.
About the role
The employer is hiring an Area Credit Manager – Retail to join its team in Delhi. This position sits within the retail credit function and carries responsibility for credit assessment and management across the designated area.
The selected candidate will be expected to oversee retail credit processes, ensure sound credit decisions, and maintain portfolio quality in line with organisational policies and risk guidelines.
Key responsibilities may include:
- Managing end-to-end retail credit appraisal and sanctioning processes
- Monitoring the credit portfolio for the assigned area and ensuring adherence to risk norms
- Coordinating with sales and operations teams to facilitate timely credit decisions
- Ensuring compliance with internal credit policies and regulatory requirements
This is a field-based leadership role suited to a credit professional with hands-on experience in retail lending and a strong understanding of credit risk management.