Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role involves overseeing credit assessment and management functions within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Retail to join its team in Delhi. This position sits within the retail credit function and carries responsibility for managing credit operations across the designated area.
The selected candidate will be expected to oversee credit appraisal, risk assessment, and portfolio quality for retail lending products. The role demands a strong understanding of credit underwriting norms and the ability to work closely with sales and operations teams to ensure timely and sound credit decisions.
- Credit assessment and appraisal of retail loan applications
- Monitoring portfolio health and managing credit risk within the area
- Coordinating with cross-functional teams including sales and operations
- Ensuring adherence to internal credit policies and regulatory guidelines
Candidates with relevant experience in retail credit management and a sound grasp of lending practices are encouraged to apply for this opportunity based in Delhi.