Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division, based in Noida, Uttar Pradesh. The role involves overseeing credit assessment and risk management functions within the assigned area.
About the role
The employer is looking for an experienced professional to join its team as an Area Credit Manager – Retail, based out of Noida, Uttar Pradesh. This is a field-level credit leadership role within the retail lending business.
The selected candidate will be responsible for managing credit appraisal, underwriting, and risk evaluation processes for retail loan products in the designated area. The role requires close coordination with sales and operations teams to ensure credit quality is maintained while supporting business growth.
- Conduct credit assessment and due diligence for retail loan applications
- Monitor portfolio health and flag early warning signals
- Ensure adherence to internal credit policies and regulatory guidelines
- Collaborate with branch and sales teams to drive compliant disbursements
Candidates with a background in retail credit, lending operations, or financial risk management and relevant experience in the NBFC or banking sector are encouraged to apply.