Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail segment based in Delhi. The role focuses on managing and overseeing retail credit operations within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Retail to join its team in Delhi. This position is responsible for managing retail credit functions across the designated area, ensuring sound credit appraisal and risk assessment practices.
The selected candidate will be expected to evaluate retail loan applications, monitor portfolio quality, and work closely with sales and operations teams to maintain a healthy credit book. A strong understanding of retail lending norms and credit underwriting is essential for this role.
- Oversee retail credit appraisal and sanctioning processes
- Monitor and manage credit risk within the assigned area
- Collaborate with cross-functional teams to support business growth
- Ensure compliance with internal credit policies and regulatory guidelines
This is a full-time opportunity based in Delhi, suited to professionals with a background in retail credit management and a demonstrated ability to balance business objectives with prudent risk practices.