Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role focuses on managing and overseeing retail credit operations within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Retail to join its team in Delhi. This position sits within the retail credit function and carries responsibility for credit assessment, risk evaluation, and portfolio management across the designated area.
The selected candidate will be expected to oversee the end-to-end credit appraisal process for retail lending products, ensuring decisions are made in line with established credit policies and risk frameworks. The role requires close coordination with sales and operations teams to maintain a healthy and compliant credit portfolio.
- Credit appraisal and risk assessment for retail loan products
- Monitoring portfolio quality and managing delinquency within the area
- Ensuring adherence to internal credit policies and regulatory guidelines
- Collaborating with cross-functional teams including sales and collections
Candidates with a strong background in retail credit, sound analytical skills, and the ability to manage credit operations across multiple locations are encouraged to apply for this opportunity based in Delhi.