Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. This role focuses on managing and overseeing retail credit operations within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Retail to join its team in Delhi. The selected candidate will be responsible for managing retail credit functions and ensuring sound credit underwriting practices across the designated area.
The role requires a strong understanding of retail lending, credit appraisal processes, and risk assessment. The candidate will work closely with sales and operations teams to facilitate timely credit decisions while maintaining portfolio quality.
- Oversee retail credit appraisal and sanctioning within the area
- Ensure adherence to credit policies, guidelines, and regulatory requirements
- Collaborate with internal stakeholders to support business growth without compromising credit standards
- Monitor portfolio health and take proactive steps to manage delinquency
This is a full-time opportunity suited to a credit professional with relevant experience in retail finance or banking, looking to take on area-level responsibility within a well-established financial services organisation.