Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role involves overseeing credit assessment and management functions within the assigned area.
About the role
The employer is looking for a qualified professional to join its team as an Area Credit Manager – Retail in Delhi. This position sits within the retail credit function and carries responsibility for managing credit operations across the designated area.
The selected candidate will be expected to handle credit underwriting, risk assessment, and portfolio monitoring for retail lending products. The role demands a strong understanding of credit policies and the ability to make sound credit decisions in a dynamic environment.
Key responsibilities include:
- Evaluating and approving retail credit proposals within defined authority levels
- Ensuring adherence to internal credit policies and regulatory guidelines
- Monitoring portfolio health and identifying early warning signals
- Coordinating with sales and operations teams to facilitate smooth credit processing
Candidates with relevant experience in retail credit management and a demonstrated ability to balance business growth with risk discipline are encouraged to apply.