Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role involves overseeing credit assessment and management functions within the assigned area.
About the role
The employer is looking for a qualified professional to join its Retail division as an Area Credit Manager in Delhi. This is a field-based credit leadership role responsible for managing retail credit operations across the designated area.
The selected candidate will be expected to handle credit appraisal, risk assessment, and portfolio monitoring for retail lending products. The role requires close coordination with sales and operations teams to ensure sound credit decisions are made in line with company policy.
- Credit underwriting and appraisal for retail loan products
- Portfolio monitoring and risk management within the area
- Coordination with internal stakeholders including sales and operations teams
- Ensuring compliance with credit policies and regulatory guidelines
This position is suited for professionals with a strong background in retail credit and a thorough understanding of lending norms, risk frameworks, and customer assessment processes.