Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division based in Delhi. The role focuses on managing credit operations and assessments within the assigned area.
About the role
The employer is looking for an experienced professional to join its Retail division as an Area Credit Manager in Delhi. This position plays a key role in overseeing credit evaluation and management functions for retail lending within the designated territory.
The selected candidate will be responsible for credit appraisal and underwriting of retail loan applications, ensuring adherence to credit policies and risk frameworks. The role requires close coordination with sales and operations teams to maintain portfolio quality and turnaround efficiency.
- Conduct thorough credit assessment of retail loan proposals
- Ensure compliance with internal credit policies and regulatory guidelines
- Monitor portfolio health and flag early warning signals
- Collaborate with cross-functional teams to support business growth
This is a strong opportunity for credit professionals with a background in retail lending who are looking to take on area-level responsibility within a well-established financial services organisation.