Area Credit Manager – Retail
The employer is seeking an Area Credit Manager for its Retail division, based in Delhi. The role involves overseeing credit assessment and risk management functions for retail lending operations in the area.
About the role
The employer is looking for an experienced Area Credit Manager – Retail to join its team in Delhi. This position sits within the retail credit function and carries responsibility for managing credit appraisal and underwriting processes across the assigned area.
The selected candidate will be expected to evaluate retail loan applications, ensure adherence to credit policies, and maintain portfolio quality by identifying and mitigating credit risks at the area level.
This is a field-facing credit role that requires strong analytical capabilities, sound knowledge of retail lending products, and the ability to work closely with sales and operations teams to enable business growth while maintaining prudent credit standards.