Area Credit Manager – Prime
The employer is looking for an Area Credit Manager for its Prime segment, based in Delhi. The role involves overseeing credit assessment and risk management functions within the assigned area.
About the role
The employer is seeking an experienced Area Credit Manager – Prime to join its team in Delhi. This role is central to managing credit operations and ensuring sound lending decisions within the Prime segment across the designated area.
The selected candidate will be responsible for evaluating credit proposals, maintaining portfolio quality, and ensuring compliance with internal credit policies and regulatory guidelines. The role demands a strong understanding of credit underwriting, risk assessment, and financial analysis.
- Assess and approve credit applications in line with established policies
- Monitor portfolio health and take proactive steps to manage delinquencies
- Collaborate with sales and operations teams to support business growth while maintaining credit discipline
- Ensure adherence to regulatory and internal compliance standards
This is a leadership-oriented position suited to professionals with a solid background in credit management within the financial services or lending industry. Candidates with relevant experience in Prime segment lending are encouraged to apply.