Area Credit Manager – Prime
The employer is seeking an Area Credit Manager for its Prime segment, based in Delhi/Haryana. The role involves overseeing credit assessment and risk management functions within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Prime to join its team in the Delhi/Haryana region. This position sits within the credit function and carries responsibility for managing credit appraisal and underwriting activities for the Prime segment.
The selected candidate will be expected to evaluate loan applications, assess borrower creditworthiness, and ensure that credit decisions align with the organisation's risk policies and regulatory guidelines. The role requires close coordination with sales and operations teams to maintain turnaround efficiency without compromising credit quality.
- Conduct thorough credit appraisals and due diligence on Prime segment proposals
- Ensure adherence to internal credit policies and risk frameworks
- Liaise with field teams to resolve queries and facilitate timely credit decisions
- Monitor portfolio health and flag early warning signals for potential delinquencies
Candidates with a strong background in credit underwriting, particularly within lending or financial services, and a sound understanding of Prime customer profiles are encouraged to apply.