Area Credit Manager – Prime
The employer is seeking an Area Credit Manager for its Prime segment, based in Delhi/Haryana. The role focuses on credit assessment and risk management within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Prime to join its credit operations team. This position is based out of Delhi and covers the Haryana region, requiring the candidate to oversee credit evaluation and approval processes for the Prime segment.
The selected candidate will be responsible for assessing credit proposals, managing risk, and ensuring that lending decisions align with the organisation's credit policies and risk appetite. The role demands strong analytical skills and a thorough understanding of credit underwriting standards.
- Evaluate and process credit applications for the Prime segment
- Conduct risk assessment and due diligence on proposals
- Ensure compliance with internal credit policies and regulatory guidelines
- Coordinate with sales and operations teams to facilitate timely credit decisions
- Monitor portfolio quality and flag potential risk concerns
Suitable candidates will have a background in credit management or risk assessment, preferably within the financial services or lending industry. Strong communication, decision-making, and stakeholder management skills are essential for success in this role.