Area Credit Manager – Prime
The employer is seeking an Area Credit Manager for its Prime segment, based in Delhi/Haryana. The role involves overseeing credit assessment and risk management within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Prime to join its credit operations team. This position is based out of Delhi and covers the Haryana region, making it suitable for candidates who are comfortable working across both locations.
The selected candidate will be responsible for managing credit underwriting and assessment processes for the Prime segment, ensuring that lending decisions align with organisational risk policies and regulatory guidelines. The role requires close coordination with sales and operations teams to maintain credit quality and turnaround efficiency.
- Evaluate and approve credit proposals within delegated authority limits
- Monitor portfolio health and flag early warning signals for potential delinquencies
- Ensure compliance with internal credit policies and external regulatory requirements
- Collaborate with cross-functional teams to support business growth while managing risk
This is a mid-to-senior level role suited to professionals with a strong background in credit risk, retail or SME lending, and team management within the financial services sector.