Area Credit Manager – Prime
The employer is seeking an Area Credit Manager for its Prime segment, based in Delhi/Haryana. The role focuses on credit assessment and risk management within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Prime to join its credit operations team. This position is based in Delhi/Haryana and is responsible for overseeing credit underwriting and risk evaluation for the Prime lending segment within the designated area.
The selected candidate will be expected to manage end-to-end credit appraisal processes, ensure adherence to credit policies, and maintain portfolio quality. The role requires close coordination with sales and operations teams to facilitate timely and accurate credit decisions.
- Conduct thorough credit assessment and underwriting for Prime segment customers
- Ensure compliance with internal credit policies and regulatory guidelines
- Monitor portfolio health and flag early warning signals
- Collaborate with cross-functional teams including sales, operations, and risk
- Support and mentor junior credit analysts within the area
This is a strong opportunity for a credit professional with a background in retail or commercial lending who is looking to take on area-level responsibility within a well-established financial services organisation.