Area Credit Manager – Prime
The employer is seeking an Area Credit Manager for its Prime segment, based in Delhi/Haryana. The role focuses on credit assessment and risk management within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Prime to join its credit operations team. This position is based in Delhi/Haryana and is focused on managing credit functions for the Prime segment within the designated area.
The selected candidate will be responsible for overseeing credit appraisal, underwriting, and risk assessment processes to ensure sound lending decisions. The role requires close coordination with sales and operations teams to maintain credit quality while supporting business growth objectives.
- Conduct thorough credit evaluation and due diligence for loan applications within the Prime segment
- Ensure adherence to internal credit policies, regulatory guidelines, and risk frameworks
- Collaborate with cross-functional teams including sales, collections, and operations
- Monitor portfolio quality and flag early warning signals for potential delinquencies
- Provide timely credit decisions to support business targets without compromising risk standards
Candidates with a strong background in credit underwriting, financial analysis, and risk management in the lending or financial services industry are encouraged to apply.