Area Credit Manager – Prime
The employer is seeking an Area Credit Manager for its Prime segment, based in Delhi/Haryana. The role focuses on credit assessment and risk management within the assigned area.
About the role
The employer is looking for an experienced Area Credit Manager – Prime to join its credit operations team. This position is based in Delhi/Haryana and sits within the Prime lending segment, requiring strong expertise in credit evaluation and risk mitigation.
The selected candidate will be responsible for overseeing credit appraisal processes, ensuring sound underwriting decisions, and maintaining portfolio quality across the designated area. The role demands close coordination with sales and operations teams to facilitate timely and accurate credit decisions.
- Conduct thorough credit assessment and appraisal of loan applications within the Prime segment
- Monitor and manage the quality of the credit portfolio in the assigned geography
- Ensure adherence to internal credit policies, risk frameworks, and regulatory guidelines
- Collaborate with cross-functional teams to support business growth while maintaining credit discipline
Candidates with a background in credit underwriting, risk management, or related financial services functions are encouraged to apply. Prior experience handling Prime or retail lending portfolios will be an advantage.